http://capitalone.jobs2web.com/feeds/Attorney-New-Orleans-LA-jobs/ Custom RSS Feed for Attorney-New-Orleans-LA-jobs Tue, 21 May 2013 00:47:58 GMT en-us http://capitalone.jobs2web.com/feeds/Attorney-New-Orleans-LA-jobs/ 720
Description
The Legal Department’s Loss Mitigation Group is seeking an attorney to provide legal support for legal and regulatory issues for the US Card Loss Mitigation Recoveries Group. The position will require review, advice and legal oversight over the following areas within the Recoveries Group: Legal External Attorney Network, Asset Sales, Bankruptcy Operations, Post-Charge Off Collections, Estates and Credit Bureau Reporting. This position will review internal and vendor materials (pleadings, discovery, letters, etc.), and assess vendor practices for compliance with all consumer regulatory laws and internal Loss Mitigation policies and controls. This position will entail numerous interactions with Loss Mitigation Group personnel, Legal Department subject matter experts and senior line-of-business attorneys.

Job Responsibilities Will Include:
-Managing state level collection litigation portfolio, which includes management and oversight of outside counsel firms responsible for executing litigation process, and development of state specific collection law standards for individual portfolios;
-Identifying and assessing risks associated with U.S. Card Loss Mitigation materials and practices;
-Active engagement and legal support of U.S. Card Loss Mitigation initiatives as part of a collaborative and cross-functional team; and,
-Working with U.S. Card Loss Mitigation, Operations, IT, Third Party Management, and Compliance stakeholders to address risks and resolve issues.

Qualifications
Basic Qualifications:
-At least a Bachelor's Degree or Military Experience
-At least 4 years of law firm, government or in-house legal department work experience

Preferred Qualifications:
-5+years experience in-house legal department or other work setting in which candidate supported clients in financial services industry
-3 years of consumer litigation or counsel experience in a major law firm or Fortune 500 company in-house legal department
-Knowledge of, and proficiency with, providing advice regarding FDCPA and state debt collection laws
-Counsel or compliance experience with consumer finance laws, collections laws and supporting regulations and disclosures,
-Experience providing advice on state and federal collection laws for a financial services company
-Knowledge of, and proficiency with, providing advice regarding laws and regulations related to unfair or deceptive acts and practices
-Ability to provide advice and oversight for third party vendors
-Excellent verbal and written communication skills
-Ability to manage large volume of work, including complex legal issues that may arise suddenly
-Ability and willingness to work as a team player, with comfort interacting with associates across departments and job levels
-Strong analytical and organizational skills
-Ability to work in a fast-paced environment with minimal supervision

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Legal
Primary Location: United States-Virginia-Richmond-Richmond-West Creek 7 (12077)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Sat, 04 May 2013 02:59:00 GMThttp://capitalone.jobs2web.com/job/Richmond-Manager%2C-Counsel-Job-VA-23173/2298723/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Richmond-Manager%2C-Counsel-Job-VA-23173/2298723/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Summary:

Under direction of an underwriting supervisor, reviews commercial policies, commitments, and endorsements varying from routine to complex. Responsible for evaluating difficult and complex loan applications. May include team lead responsibilities which include training, assigning, and overseeing the work of lower level underwriters

Responsibilities:

- Underwrites complex commitments, policies and endorsements.

- Receives files and reviews information and documentation to assure information is accurate and correct. Contacts attorney or appropriate party if necessary to request additional documentation.

- May supervise lower level underwriters in preparation of policies, commitments, and endorsements.

- Typically underwrites complex loans ranging from $20 MM to $50 MM.

Qualifications
Basic Qualifications:
- Bachelor's degree.
- 5 to 7 years of experience.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Business and Commercial Banking
Primary Location: United States-New York-Melville-NW Suffolk-NFB HQ #1 Br 567 (22567)
Schedule: Full-time
Travel: Yes, 25 % of the Time

Job Posting:
Unposting Date:]]>Thu, 25 Apr 2013 03:00:00 GMThttp://capitalone.jobs2web.com/job/Melville-Equipment-Leasing-and-Financing-Underwriter-III-Melville%2C-NY-Job-NY-11747/2448048/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Melville-Equipment-Leasing-and-Financing-Underwriter-III-Melville%2C-NY-Job-NY-11747/2448048/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Summary:
Reporting to the Loan/Investment Administration Director, the CDF Loan/Investment Administration -Associate will be responsible for the day-to-day administrative activities for CDF origination and portfolio management as follows:

Administer a standard portfolio comprising of 15-20 multi-fund and proprietary investments, commercial real estate construction loans and permanent loans from closing to pay off. Portfolio will be approx 10 construction loans, 5 permanent loans and 5 investments. The concentration is focused on but not limited to affordable housing.

Pre-Closing:
- Preparation of loan closing checklist, technical review of loan documentation including but not limited to note, loan agreement, tri-party agreements and title;
-Interfacing with developers, general contractors, title company, investors, attorneys, architects, construction consultants, insurance agents and, if applicable, agent banks;
- If applicable, coordinate issuance of Letter of Credit to support bonds
- Work collaboratively with various resources to ensure closing requirements are met, including but not limited to, flood determination and insurance, builders risk and all other insurance, initial funding parameters;
- Open demand deposit accounts to facilitate loan closing and disbursements;
- Open bank controlled accounts for subsidy funds and perform monthly reconciliations;
- Prepare project spreadsheets based on approved budgets, including understanding numerous potential sources of funds and their documentation, funding process and methodology and impact on the budget. In NY, working with the underwriter and attorney to prepare the budget in compliance with lien law, including initial draw;
- Review and approve all invoices for initial draw
- Ensure all conditions are met precedent to closing and funding;
- Monitor the loan, equity and, if applicable, subsidy fundings/disbursements at closing;
- Ensure all third party invoices on appraisals, environmentals, plans & cost reviews, etc. are paid and commitment fee collected and applied;
- Verification that transactions close in compliance with credit approval requirements
- Collect executed loan documents for internal recording and safekeeping

Post-Closing:
- Prepare input sheets to establish the loan on the Bank’s system of record;
- Release Good Faith Deposits;
- Track receipt of closing binders and reviewing for accuracy and safekeeping, including not only bank loan documentation but also subsidy documentation;
- Establish ticklers and following up as required, including all insurance, subsidy and equity payments, L/Cs held as collateral; completion/placed in service dates and any other post-closing requirements or exceptions;
- Maintain and updating physical files and posting copies to virtual file repository in compliance with bank standards;
- Ensure all payments of principal and interest are being billed, collected and applied.
upon notice from portfolio management, require borrower to provide NOI to cover monthly interest in lieu of interest reserve

Construction Monitoring:
Perform monthly due diligence on Borrower requisitions for payment by performing the following tasks:

- Verify that borrower’s requisitions are adequate and reviewing supporting documentation/invoices for soft cost draws;
- Verify that the project budget is in balance, including verification of all sources and identification of uses that may be trending above budget;
- Obtain all necessary documentation for change orders and coordinating approval of such change orders with external engineer, internal engineer and, if applicable, syndicator engineer;
- Monitoring interest reserve budget;
- Verify that subsidy dollars are funded timely and according to documented methodology. Interface with government agencies providing subsidies in advance of draws to avoid delays in funding;
- If servicing on behalf of a government agency, disbursing subsidy dollars as outlined in loan documentation;
- Request monthly title drawdowns and reviewing lien waivers from general contractors and subcontractors;
- Fund borrowers and updating the system of record and budget spreadsheet;
- Mitigate risk by raising issues regarding: budget adequacy, timing of subsidy funding, adequacy of interest reserve (or interest earnings), documentation deficiencies, change orders, title/lien issues, engineering issues etc to Manager or Portfolio Management.

Investment Monitoring:
With regards to investments, working collaboratively with internal and external attorneys and syndicators to ensure closing requirements are met including but not limited to:
- Review Capital Contribution Agreements, Side Letters, Partnership Agreements, Operating Agreements and Insurance if applicable;
- Perform necessary Capital Call due diligence and preparing wire forms for disbursements in compliance with SARBOX;
- Establish new investments on the system of record;
posting Capital Calls, adjustments and quarterly passive losses to system of record in collaboration with Accounting;

Assist Portfolio Management team including:
- Research and insure action taken on overdrafts;
- Collect updated financial and other business information from borrowers;
- Monitor performance requirements including construction loan covenants;
- Follow up on customer related issues to include resolution of problems, discrepancies, etc.;
- Monitor past dues;

Assisting on loan conversions from construction to permanent financing by performing the following tasks:
- Prepare checklist for conversion;
- Collect all documentation necessary for loan conversion such as, construction completion documents, updated mortgage and title documents, updated surveys etc.;
- Open applicable reserve and/or escrow accounts;
- Collect and applying permanent loan fees;
- Report all HMDA reportable loans;
- Update loan on the banks system of record.

Qualifications
Basic Qualifications:
- At least a High School Diploma, GED, Equivalent Certification, or Military Experience
-At least 2 years experience in commercial, commercial real estate and/or community development loan and investment administration

Preferred Qualifications:
- Desire to learn and understand our business
- Ability to review and analyze loan and investment closing documents
- Ability to simultaneously track numerous projects/closings
- Ability to review and analyze loan and investment covenants
- Work collaboratively with CDF staff (internal client) and customers, support service providers, equity syndicators, attorneys, government representatives, agent banks and other parties
- Ability to effectively manage customer relationships under difficult circumstances
- Excellent verbal communication skills
- Ability to perform functions with some supervision and under time constraints
- Knowledge and understanding of bank operations

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Operations
Primary Location: United States-New York-New York-Mid-Upr Manh-5th Ave Br 885 (22885)

Other Locations:United States-Delaware-Wilmington-New Castle-Wilmington Plaza (18222), United States-Texas-Houston-Houston-Westheimer Br 762 (31762), United States-Virginia-McLean-Northern VA-McLean Campus (19050)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Wed, 01 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/Mid-Principal-Associate%2C-Construction-Loan-Administrator-Job-NY-10001/2577266/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Mid-Principal-Associate%2C-Construction-Loan-Administrator-Job-NY-10001/2577266/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Director, Assistant General Counsel

At Capital One, we march to a different beat! While we may be a top-10 bank by deposits, we operate and innovate with the vigor of a start-up. With thousands of employees, we never lose anyone in the shuffle, but celebrate individuals with respect and exceptional benefits. And we don’t just fill positions, but recruit the best and the brightest people that know how to set industry trends and wow consumers.

Capital One has celebrated milestones, including:

- Top-10 bank by deposits
- 148 on the Fortune 500
- 1,000 bank branches
- 2,200 ATM locations
- More than 31,500 associates globally
- 50 million customer accounts

We’re excited to be growing and hiring across the country to build the next generation on sound practices and values so that our philosophy can transcend into our products and services. We hope you join our tremendous team that has helped changed our industry for the better.

The Corporate Governance Office of Capital One is seeking an attorney to provide primary legal support to Capital One on corporate governance and general corporate law matters. This position will report to the Senior Director leading the Corporate Governance Office.

Responsibilities:
The Director, Assistant General Counsel will support the following activities within the Corporate Governance Office: (1) providing legal support in connection with the governance activities of the Board of Directors and its committees, management committees, and legal entities; (2) providing advice and counsel, primarily focused on corporate governance requirements or principles, in connection with other subject matter experts and teams within the Legal Department of Capital One with respect to the annual stockholders meeting, proxy statement, stockholder proposals, securities law filings, and transactional and regulatory matters; (3) providing advice and counsel to certain of the company’s subsidiaries; (4) researching current and emerging corporate governance practices and principles; and (5) training and education on various corporate governance topics.

Qualifications
Basic Requirements:
- Juris Doctorate (J.D.) from an accredited law school / program or military experience
- 6 years of law firm and/or in-house counsel experience with a public company engaged in corporate governance & general corporate law matters

Preferred Requirements:
- 6 years of law firm and/or in-house counsel experience with a financial institution engaged in corporate governance and general corporate law matters
- Demonstrated expertise in the corporate governance field
- Knowledge of current SEC laws and regulations
- Ability to build collegial and effective relationships with business clients, attorneys, project managers, and corporate compliance professionals at all levels of the company
- Ability to prioritize and manage a significant volume of legal questions on a broad array of topics with multiple and simultaneous deadlines
- Ability to rapidly synthesize new information and make timely, well-grounded decisions
- Strong oral communication skills with the ability to influence others
- Strong legal writing skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Legal
Primary Location: United States-Virginia-McLean-Northern VA-McLean Campus (19050)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Wed, 15 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/McLean-Director%2C-Assistant-General-Counsel-Job-VA-22101/2598098/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/McLean-Director%2C-Assistant-General-Counsel-Job-VA-22101/2598098/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

J2W:MJ

Job: Sales
Primary Location: United States-New York-Melville-NW Suffolk-NFB HQ #2 Melville (22068)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Fri, 26 Apr 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/Melville-Mortgage-Consultant-Distributed-Sales-%28Nassau-County%29-Job-NY-11747/2402697/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Melville-Mortgage-Consultant-Distributed-Sales-%28Nassau-County%29-Job-NY-11747/2402697/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-New York-Ronkonkoma-NC Suffolk-Ronkonkoma Br 575 (22575)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Fri, 26 Apr 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/Ronkonkoma-Mortgage-Consultant-Distributed-Sales-%28Suffolk-County%29-Job-NY-11749/2402698/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Ronkonkoma-Mortgage-Consultant-Distributed-Sales-%28Suffolk-County%29-Job-NY-11749/2402698/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
The CDF Loan/Investment Administration Manager will be responsible for the day-to-day administrative activities for CDF origination and portfolio management as follows: Managing portfolio comprising of multi-fund and proprietary investments, commercial real estate construction loans and permanent loans from closing to pay off. The concentration is focused on but not limited to, affordable housing although CDF may engage in other CRA eligible transactions, such as lines of credit, charter schools and new markets tax credits transactions.

Pre-Closing: Preparation of loan closing checklist, technical review of loan documentation including but not limited to:
- Note, loan agreement, tri-party agreements and title
- Interfacing with developers, general contractors, title company, investors, attorneys, architects, construction consultants, insurance agents and, if applicable, agent banks
- Coordinate issuance of Letter of Credit to support bonds
- Working collaboratively with various resources to ensure closing requirements are met, including but not limited to, flood determination and insurance, builders risk and all other insurance, initial funding parameters
- Opening demand deposit accounts to facilitate loan closing and disbursements
- Opening bank controlled accounts for subsidy funds and perform monthly reconciliations
- Preparing project spreadsheets based on approved budgets, including understanding numerous potential sources of funds and their documentation, funding process and methodology and impact on the budget. In NY, working with the underwriter and attorney to prepare the budget in compliance with lien law, including initial draw
- Review and approve all invoices for initial draw ensuring all conditions are met precedent to closing and funding
- Monitoring the loan, equity and, if applicable, subsidy fundings/disbursements at closing
- Ensuring all third party invoices on appraisals, environmentals, plans cost reviews, etc. are paid and commitment fee collected and applied
- Verification that loans are close in compliance with bank policy and banking regulations included but not limited to OFAC/HMDA/PATRIOT Act/CRA Reporting etc.
- Verification that transactions close in compliance with credit approval requirements collect executed loan documents for internal recording and safekeeping

Post-Closing:
- Preparing input sheets to establish the loan on the Banks system of record
- Releasing Good Faith Deposits
- Tracking receipt of closing binders and reviewing for accuracy and safekeeping, including not only bank loan documentation but also subsidy documentation
- Establishing ticklers and following up as required, including all insurance, subsidy and equity payments, L/Cs held as collateral; completion/placed in service dates and any other post-closing requirements or exceptions
- Monitoring letter of credit fees, FHLB fees and following up on delinquencies
- Maintaining and updating physical files and posting copies to virtual file repository in compliance with bank standards
- Supporting accounting with FIN 46 due diligence for equity transactions
- Ensure all payments of principal and interest are being billed, collected and applied and coordinating partial releases (including mortgage splitters)
- Upon notice from portfolio management, require borrower to provide NOI to cover monthly interest in lieu of interest reserve

Construction Monitoring: Performing monthly due diligence on Borrower requisitions for payment by performing the following tasks:
- Verifying that borrowers requisitions are adequate and reviewing supporting documentation/invoices for soft cost draws for bond transactions
- Reconciling draw with trustee
- Verifying that the project budget is in balance, including verification of all sources and identification of uses that may be trending above budget
- Obtaining all necessary documentation for change orders and coordinating approval of such change orders with external engineer, internal engineer and, if applicable, syndicator engineer
- Monitoring interest reserve budget and verifying any interest earnings on bond proceeds (typically included as a source of funds)
- Verifying that subsidy dollars are funded timely and according to documented methodology. Interface with government agencies providing subsidies in advance of draws to avoid delays in funding
- If servicing on behalf of a government agency, disbursing subsidy dollars as outlined in loan documentation
- Requesting monthly title drawdowns and reviewing lien waivers from general contractors and subcontractors
- Funding borrowers and updating the system of record and budget spreadsheet
- Mitigating risk by raising issues regarding: budget adequacy, timing of subsidy funding, adequacy of interest reserve (or interest earnings), documentation deficiencies, change orders, title/lien issues, engineering issues etc to Manager or Portfolio Management.

Investment Monitoring: With regards to investments, working collaboratively with internal and external attorneys and syndicators to ensure closing requirements are met including but not limited to:
- Reviewing Capital Contribution Agreements, Side Letters, Partnership Agreements, Operating Agreements and Insurance if applicable
- Performing necessary Capital Call due diligence and preparing wire forms for disbursements in compliance with SARBOX
- Establishing new investments on the system of record
- Posting Capital Calls, adjustments and quarterly passive losses to system of record in collaboration with Accounting
- Submitting daily entries to accounting for posting to the general ledger
- Working with accounting to reconcile investment balances, transactions, and commitments
- Supporting Portfolio Management as needed on benefits schedules, investment ratings, etc.

Assist Portfolio Management team including:
- Researching and insuring action taken on overdrafts
- Managing the collection of updated financial and other business information from borrowers
- Monitoring performance requirements including construction loan covenants
- Managing customer relations to include resolution of problems, discrepancies, etc
- Managing past dues

Assisting on loan conversions from construction to permanent financing by performing the following tasks:
- Preparing checklist for conversion
- Collecting all documentation necessary for loan conversion such as, construction completion documents, updated mortgage and title documents, updated surveys etc.
- Opening applicable reserve and/or escrow accounts
- Collecting and applying permanent loan fees
- Reporting all HMDA reportable loans
- Updating loan on the banks system of record.
- Reaffirmation of appropriate insurance

Assisting on loan extensions by performing the following tasks:
- Provide Portfolio Manager with updated budget spreadsheet, including any potential changes requiring lien law affidavit updates
- Assist Portfolio Manager with the interest reserve analysis
- Review amended documents
- Collect loan extension fees and book to the loan system
- Update the loan system to reflect the new maturity date.

Qualifications
Basic Qualifications:
- At least a Bachelor’s Degree or Military Experience
- At least 5 years of experience in commercial, commercial real estate and/or community development loan and investment administration

Preferred Qualifications
- Seven years of experience in commercial, commercial real estate and/or community development loan and investment administration
- Ability to review and analyze complex loan and investment closing documents
- Ability to simultaneously track and manage numerous projects/closings
- Ability to review and analyze loan and investment covenants
- Work collaboratively with CDF staff (internal client) and customers, support

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Operations
Primary Location: United States-New York-New York-Mid-Upr Manh-5th Ave Br 885 (22885)

Other Locations:United States-Delaware-Wilmington-New Castle-Wilmington Plaza (18222), United States-Texas-Houston-Houston-Westheimer Br 762 (31762), United States-Virginia-McLean-Northern VA-McLean Campus (19050)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Wed, 01 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/Mid-Manager%2C-Construction-Loan-Administrator-Job-NY-10001/2577281/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Mid-Manager%2C-Construction-Loan-Administrator-Job-NY-10001/2577281/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Summary:

The Associate General Counsel will support the rapidly growing banking teams in the Commercial and Specialty Finance Group including, without limitation, the Healthcare Credit, Healthcare Real Estate, Security and Defense, Specialty Cash Flow and Vacation Ownership teams and others on a range of commercial finance legal matters (including single bank and multi-bank transactions) and related aspects of the businesses.

Representative responsibilities include, without limitation:

- Independently managing and executing on all legal aspects of a range of commercial finance transactions, including drafting, reviewing and negotiating documentation for pre-closing activities, initial closings and modifications.

- Counseling and advising banking teams, including providing legal advice on various credit structures and complex legal issues.

- Advising on ongoing administration of loans and collateral and intercreditor issues.

- Advising on default, dispute, workout and insolvency issues, should the need arise.

- Drafting and updating standard commercial loan forms.

- Implementing and monitoring repeatable, controlled processes for transactional work.

- Advising on legal developments relevant to the applicable banking teams and industries (including applicable rules and regulations related thereto) and providing training, when necessary.

- Managing and coordinating outside counsel, including liaising between banking teams and outside counsel, as and when necessary.

- Ensuring compliance with applicable Capital One policies and procedures.

Qualifications
Basic Qualifications:

- Juris Doctorate (J.D.) from an accredited law school.

- 10 years of transactional experience as an attorney in a law firm and/or in-house legal department.

Preferred Qualifications:

- Minimum 10 years experience in commercial lending law, including in-house experience with a financial institution.

- Broad range of experience representing banks and other lenders in commercial lending involving middle market and large corporate complex transactions.

- Ability to work effectively both in teams and independently, manage multiple projects, make effective decisions and collaborate with in-house clients.

- Ability to work in a fast-paced environment with minimal supervision.

- Excellent negotiation, analytical, oral and written communication skills.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Business and Commercial Banking
Primary Location: United States-Maryland-Chevy Chase-Montgomery County- CC Towers (17050)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Mon, 13 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/Chevy-Chase-Sr-Director%2C-Associate-General-Counsel%2C-Commercial-&-Specialty-Finance-Job-MD-20813/2595855/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Chevy-Chase-Sr-Director%2C-Associate-General-Counsel%2C-Commercial-&-Specialty-Finance-Job-MD-20813/2595855/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-Texas-Austin-Austin-Littlefield Building (31422)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Fri, 26 Apr 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/Austin-Mortgage-Consultant-Distributed-Sales-%28Dallas%29-Job-TX-73301/2402699/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Austin-Mortgage-Consultant-Distributed-Sales-%28Dallas%29-Job-TX-73301/2402699/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-Virginia-Vienna-Fairfax Co-Towers Crescent (12066)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Fri, 26 Apr 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/Vienna-Mortgage-Consultant-Distributed-Sales-%28DC-Metro%29-Job-VA-22027/2402683/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Vienna-Mortgage-Consultant-Distributed-Sales-%28DC-Metro%29-Job-VA-22027/2402683/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-Maryland-Columbia-Howard Co-BFSM (17300)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Mon, 06 May 2013 07:59:00 GMThttp://capitalone.jobs2web.com/job/Columbia-Mortgage-Consultant-Distributed-Sales-%28Greater-DCBaltimore-Area%29-Job-MD-21044/2419441/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Columbia-Mortgage-Consultant-Distributed-Sales-%28Greater-DCBaltimore-Area%29-Job-MD-21044/2419441/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
At Capital One, we march to a different beat! While we may be a top-10 bank by deposits, we operate and innovate with the vigor of a start-up. With thousands of employees, we never lose anyone in the shuffle, but celebrate individuals with respect and exceptional benefits. And we don’t just fill positions, but recruit the best and the brightest people that know how to set industry trends and wow consumers.

Capital One has celebrated milestones, including:

- Top-10 bank by deposits
- 148 on the Fortune 500
- 1,000 bank branches
- 2,200 ATM locations
- More than 31,500 associates globally
- 50 million customer accounts

We’re excited to be growing and hiring across the country to build the next generation on sound practices and values so that our philosophy can transcend into our products and services. We hope you join our tremendous team that has helped changed our industry for the better.

We may do it by the book, but we’re far from boring. We’re the talented and vibrant Capital One Legal team, and we’re looking for more enthusiastic and intelligent people to join our group. This growing legal department will allow you to showcase your talents in a fast paced, fun environment. If you excel at leading and developing a team of high performing top talent, Capital One is the place for you! Our legal team thrives on collaborating and creates an environment where everyone’s voice is heard. Use your depth and breadth of knowledge and experience to strategize and incorporate your vision to create success within the department. This leadership role will allow you to use your influencing skills to gain buy in from Executives as well as partners within our businesses you support and depend on your expertise. Come to Capital One to be a part of challenging work while enjoying our exception culture and work life balance.

Capital One is seeking an experienced consumer financial services attorney to join its Legal Department. In this role, you would analyze laws and regulations applicable to consumer and small business card products, advise company leaders regarding the impact of proposed and new regulations to Capital One’s card business, interact with regulators, and work with associates across multiple functional areas. The successful candidate must demonstrate exceptional judgment and have substantive experience in representing national banks or other major financial institution. Reports to the Vice President – Chief Counsel for Card and is responsible for managing a team of attorneys.

Primary Responsibilities:
- Serving as the functional general counsel to Card Customer Management, Card Operations and the Card Risk Office.
- Enabling Card strategies by providing or facilitating legal advice and support to Customer Management, Card Operations and the Card Risk Office. Examples include line management, balance build, repricing, unrepricing, periodic statement, underwriting, and payments.
- Being the senior legal point of contact for these business areas regarding interpretations and application of all consumer and financial services laws including UDAAP, TILA and Regulation Z, ECOA and Regulation B, FCRA and credit reporting, SCRA, GLBA and Regulation P, Safety & Soundness, and EFTA and Regulation E.
- Partnering with business teams to assess corporate strategy in light of regulatory framework.
- Providing legal interpretations and advice to Compliance, Brand and other staff groups on matters involving Card customer management and operations.
- Engaging with regulators, trade groups, and others outside of the company.
- Retaining and managing outside counsel as appropriate.

Other Responsibilities:
- Building or improving interaction models between the legal team and business leaders.
- The ability to work in, navigate and guide others in high-intensity regulatory environment.
- Understanding industry trends and developments – and the ability to quickly integrate these into advice and day-to-day decision making.
- Advising on risk events – including assessment of any exposure, liability, mitigation and communications.
- Advising on tactical operational issues at both domestic and foreign customer servicing sites.
- Partnering with the Card Risk Office to drive sustainable risk management practices through appropriate policies and processes, including support of key Risk Office programs and processes.

Qualifications
Basic Qualifications:
- At least a Bachelor’s Degree or Military Experience and admissions to at least 1 State Bar
- At least 8 years of law firm, government or in-house legal department work experience

Preferred Qualifications:
- 8 years experience at a law firm advising financial services clients
- Knowledge of, and experience in, applying financial laws and regulations
- 12 years legal and/or compliance experience
- Proven leader with demonstrated commitment to people management, and passion for development of self and others
- Very strong analytical and communication skills
- Ability to handle multiple tasks, take on new responsibilities, and prioritize work to meet deadlines

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Legal
Primary Location: United States-Virginia-Richmond-Richmond-West Creek 7 (12077)

Other Locations:United States-Virginia-McLean-Northern VA-McLean Campus (19050)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Mon, 13 May 2013 02:59:00 GMThttp://capitalone.jobs2web.com/job/Richmond-Senior-Director%2C-Associate-General-Counsel-Job-VA-23173/2484826/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Richmond-Senior-Director%2C-Associate-General-Counsel-Job-VA-23173/2484826/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Capital One N.A.

Taxi Medallion Finance

Commercial Underwriter III

Summary: At Capital One, we march to a different beat! While we may be a top-10 bank by deposits, we operate and innovate with the vigor of a start-up. With thousands of employees, we never lose anyone in the shuffle, but celebrate individuals with respect and exceptional benefits. And we don’t just fill positions, but recruit the best and the brightest people that know how to set industry trends and wow consumers.

Capital One has celebrated milestones, including:

- Top-10 bank by deposits

- 148 on the Fortune 500

- 1,000 bank branches

- 2,200 ATM locations

- More than 31,500 associates globally

- 50 million customer accounts

We’re excited to be growing and hiring across the country to build the next generation on sound practices and values so that our philosophy can transcend into our products and services. We hope you join our tremendous team that has helped changed our industry for the better.

Do you want to be part of a fast-paced, client-centric and strategically growing business? If so, Capital One Commercial Banking wants you to join our talented group!

On the Commercial Banking team, you’ll find energized, positive people rolling up their sleeves to deliver value-added solutions, products and services for our clients. From facilitating meetings with bankers and clients, to preparing client communications, you’ll be the one to help deepen relationships while strengthening our brand.

At one of the “100 Best Companies to Work For,” you can look forward to coming to work every day with a team of people that are committed to excellence and doing the right thing.

Responsibilities:

Under the direction of a Managing Underwriter, the Commercial Underwriter III will review and underwrite Credit Actions (credit approvals) and perform a variety of portfolio management tasks as assigned from time to time. Credit Actions will range from the routine to the complex.

The candidate will be responsible for underwriting new credit applications, as well as performing annual reviews, and may include mentoring and leadership responsibilities which include training, assigning, and overseeing the work of lower level underwriters

- Financial statement, cash flow and risk analysis

- Spreading financial statements on Moody’s Risk Analyst, and determining risk ratings

- Underwrite routine to complex credit actions in a time critical environment

- Review file and account information and documentation to assure information is accurate and correct. Contacts team members, customers, accountants and attorneys as appropriate party to request additional, needed information.

- May supervise lower level underwriters in preparation of basic credit function, less complex credit actions and other assigned goals and objectives.

- Underwrite Credit Actions of upwards of $50MM

Qualifications
Taxi underwriting experience preferred, but not to the exclusion of otherwise qualified candidates

- Bachelor's degree, preferably with a concentration in business, accounting or finance, with at least 12 hours in accounting

- 5-7+ years in commercial banking or related financial industry with a focus on underwriting and/or credit statement analysis including commercial credit training

- Good communication skills, both written and oral, internally and externally; with the ability to effectively present at credit meetings; and to influence deal structure and credit risk

- Demonstrated ability to produce quality Credit Actions / review new credit requests, spread financial statements, review and assess risk for routine and complex transactions; all in a fast paced environment

- Demonstrated ability to determine and articulate key risks with limited guidance from the Managing Underwriter or supervisor.

- Proficient in structuring complex transactions

- Proven experience as a portfolio manager with the ability to proactively monitor financial results of borrowers in an assigned portfolio, and to maintain accurate risk ratings.

- Risk Management Association - Credit Risk Certification preferred

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Business and Commercial Banking
Primary Location: United States-New York-Melville-NW Suffolk-NFB HQ #1 Br 567 (22567)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Sat, 11 May 2013 02:59:00 GMThttp://capitalone.jobs2web.com/job/Melville-Commercial-Underwriter-III%2C-Taxi-Medallion-Finance-Job-NY-11747/2481180/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Melville-Commercial-Underwriter-III%2C-Taxi-Medallion-Finance-Job-NY-11747/2481180/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
The Company:
Do you want to work with smart talented people who are leading experts in the mortgage industry? If so, then consider a dynamic opportunity with Capital One Home Loans. We are part of Capital One Financial, a diversified financial services Fortune 500 (148) company and the fifth largest bank in the country.

As a Senior Associate, Mortgage Consultant Retail Sales, you will partner closely with leaders in the business in delivering an excellent customer experience while expanding your mortgage knowledge. You will be responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data, and compiling a quality loan application. You will have ownership over ensuring that loans are processed, underwritten, and closed accurately in a timely manner while remaining in compliance. Your passion and hard work will be rewarded with a competitive salary and top-notch benefits package. We nurture a work environment where people with a variety of thoughts, ideas and backgrounds, guided by our shared Values, come together to make Capital One a great company – and a great place to work.

Responsibilities in this role include, but are not limited to:
-Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
-Ability to work personal existing book of business from external sources such as: Realtors, Builders, Attorneys, CPAs, Financial Planners, and Developers.
-Use needs based consultant selling skills for mortgage programs and other financial lending and deposit products
-Ability to thrive in a team environment and utilize exceptional partnership skills
-Leverage external referral business for maximum market share penetration
-Develop and execute a local marketing plan for external business development designed to meet goals and objectives
-Focus exclusively on customer needs and customer service
-Program, pipeline updates and mortgage activities/events such as “Mortgage Days”, Community Events, First time home buyer seminars
-To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:
- High School Diploma, GED or Equivalent Certification or military experience
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in mortgage originations operations with a knowledge of loan underwriting, processing and closing functions.
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:
- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.
- Customer-service oriented.
- Bilingual a plus.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-New York-Melville-NW Suffolk-NFB HQ #2 Melville (22068)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Fri, 03 May 2013 08:01:00 GMThttp://capitalone.jobs2web.com/job/Melville-Mortgage-Consultant-Distributed-Sales-%28New-Jersey%29-Job-NY-11747/2531266/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Melville-Mortgage-Consultant-Distributed-Sales-%28New-Jersey%29-Job-NY-11747/2531266/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS