http://capitalone.jobs2web.com/feeds/work-from-home-va-jobs/ Custom RSS Feed for work-from-home-va-jobs Wed, 22 May 2013 10:08:55 GMT en-us http://capitalone.jobs2web.com/feeds/work-from-home-va-jobs/ 720
Description
Are you a mover and a shaker who enjoys helping clients find financial peace of mind while purchasing a home? As a Mortgage Consultant with Capital One you will champion the Capital One Bank home loans to a broad array of potential clients. With a zest for helping the client find the right mortgage for their lifestyle, you will seal the deal and insure your client can obtain their dream home, whether is their first home, vacation home or retirement home!

Responsibilities:
- Develop and follow up on cold and warm sales leads for Mortgage products to consumers who are buying or refinancing homes. This process is via Internet and telephone sales
- Cultivate and maintain relationships with borrowers and mortgage staff
- Collaborate with the operations staff (particularly Processors, Underwriters, and Closers) to ensure that the loan applications are fully completed, that the necessary supporting documentation is received, and that the loans close as scheduled
- Understand and comply with mortgage industry regulations, including the Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Truth-in-Lending laws, etc
- Apply underwriting standards of our various investors (Chevy Chase Bank, Fannie Mae, Freddie Mac, FHA, VA, etc.) to each transaction to ensure that borrowers are put into a loan program for which they qualify. This includes analyzing people’s credit histories to ensure that they are eligible for our products (and how to counsel them if they are not

Qualifications
Basic Qualifications:

- High School Diploma, GED or equivalent certification

- 2 years experience originating FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers
- 1 year sales experience
- proficiency in Microsoft Office suite

Preferred Qualifications:

- Proven analytical and mathematical abilities
- Ability to pursue and follow up on cold and warm leads
- Excellent interpersonal skills including both oral and written communication skills
- Ability to work cooperatively with other production support staff
- Bachelor’s degree in Business, Finance or related field or equivalent work experience
- Proficient in explaining all steps and processes in detail of the mortgage loan process
- Basic guideline knowledge of Fannie Mae/Freddie Mac/FHA/VA

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Mortgage
Primary Location: United States-Texas-Plano-DFW-Plano People Center Bldg 3 (31063)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Wed, 01 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/Plano-Mortgage-Consultant%2C-Centralized-Retail-Sales-Job-TX-75023/2577260/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Plano-Mortgage-Consultant%2C-Centralized-Retail-Sales-Job-TX-75023/2577260/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Are you a mover and a shaker who enjoys helping clients find financial peace of mind while purchasing a home? As a Mortgage Consultant with Capital One you will champion the Capital One Bank home loans to a broad array of potential clients. With a zest for helping the client find the right mortgage for their lifestyle, you will seal the deal and insure your client can obtain their dream home, whether is their first home, vacation home or retirement home!

Responsibilities:
- Develop and follow up on cold and warm sales leads for Mortgage products to consumers who are buying or refinancing homes. This process is via Internet and telephone sales
- Cultivate and maintain relationships with borrowers and mortgage staff
- Collaborate with the operations staff (particularly Processors, Underwriters, and Closers) to ensure that the loan applications are fully completed, that the necessary supporting documentation is received, and that the loans close as scheduled
- Understand and comply with mortgage industry regulations, including the Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Truth-in-Lending laws, etc
- Apply underwriting standards of our various investors (Chevy Chase Bank, Fannie Mae, Freddie Mac, FHA, VA, etc.) to each transaction to ensure that borrowers are put into a loan program for which they qualify. This includes analyzing people’s credit histories to ensure that they are eligible for our products (and how to counsel them if they are not

Qualifications
Basic Qualifications:

- High School Diploma, GED or equivalent certification

- 2 years experience originating FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers
- 1 year sales experience
- proficiency with Microsoft Office suite

Preferred Qualifications:

- Proven analytical and mathematical abilities
- Ability to pursue and follow up on cold and warm leads
- Excellent interpersonal skills including both oral and written communication skills
- Ability to work cooperatively with other production support staff
- Bachelor’s degree in Business, Finance or related field or equivalent work experience
- Proficient in explaining all steps and processes in detail of the mortgage loan process
- Basic guideline knowledge of Fannie Mae/Freddie Mac/FHA/VA

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Mortgage
Primary Location: United States-Texas-Plano-DFW-Plano People Center Bldg 3 (31063)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Wed, 01 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/Plano-Spanish-Speaking-Mortgage-Consultant%2C-Centralized-Sales-Job-TX-75023/2577275/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Plano-Spanish-Speaking-Mortgage-Consultant%2C-Centralized-Sales-Job-TX-75023/2577275/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Servicing Department Marketing Statement:

If you’ve been looking for a different kind of company then you’ve come to the right place. At Capital One, you’ll find energized, positive people all working together to accomplish one goal – customer satisfaction. At one of the “100 Best Companies to Work For,” you’ll also see a rewarding work environment where your ideas really can make a difference. With many opportunities to develop new skills and great benefits like educational assistance available, you’ll wonder what took you so long to get here.

Join a group of enthusiastic problem solvers who handle complex challenges on the front line of our business, helping our customers with their financial life. Our associates focus on achieving excellence while doing the right thing by our customers.

The Role:

Are you looking for an opportunity to join a Fortune 500 Company? Are you interested in a company that provides mentors that help you excel in your career? Are you looking for an opportunity that will afford you the opportunity to have flexibility and work/life balance? Are you passionate about taking care of your customers and confident in your communication skills? Are you looking to join a team of the most talented Customer Service Associates in the nation? Are you looking for all the above AND interested in working from the comfort of your own home? If you said yes to these questions, then this is the position for you!

Capital One has expanded our Customer Service positions to a Work at Home role. We are looking for agents that demonstrate self motivation, strong communication and time management skills, as well as a positive attitude to join our amazing Work at Home Team. This is an exciting part time opportunity for the right candidate to provide an unmatched experience to our loyal customers through one call resolution.

All of our part time associates are eligible for Capital One’s benefits package that is unmatched throughout the industry. You would be able to receive your 401(k) retirement saving plan and tuition reimbursement immediately. Paid time off and medical benefits are available after 6 months of employment. Capital One also offers very competitive pay with monthly bonus incentives. Our Work at Home team prides itself on providing engagement opportunities for all of its associates such as quarterly team outings, monthly contests, and volunteer opportunities.

Responsibilities for this role:

- Understand and answer account specific questions; deliver exceptional quality service by utilizing all available channels and going above and beyond on every call

- Educate customers on the utilization of Capital One’s credit cards, rewards services, continued loyalty, and spend, and ability to translate customer behaviors into recommendations for card use and new card acquisition

- Capable of and comfortable with working through challenges to achieve the desired result.

- Comfortable with change

- Proficiency with Microsoft products (Word, Outlook)

- Able to troubleshoot basic computer issues

- Thrives in a self-paced environment

- Able to operate independently and maintain a quiet, remote work environment.

- Provide feedback to managers to help enhance the customer experience.

Work at Home Additional Information:

- Need to be onsite in Richmond VA for full-time training 4-6 weeks before beginning part time schedule. Training is Monday-Friday 8:00 am - 5:00 pm
- Hours of operation are Monday - Friday 8:00 am - 12:00 am & Saturday - Sunday 9:00 am - 10:00 pm

- There will be set schedules working approximately 30 hours a week. Schedules are typically a one year commitment. However, business need drives how schedules are created and are subject to change.

- May be requested onsite after training at times for future business needs
- Requires a home office environment that is free from background noise and distractions

- A high speed broadband internet service provider is required in the home office space (No dial up or Satellite internet service providers). A hardwired (no wireless) internet connection is required upon start to perform the duties of this job.
- Internet service provider speed/bandwidth of 756kb per second or higher is required. Please contact your internet service provider for confirmation that you can meet these requirements.

– Please check your internet service provider speed/bandwidth here, http://www.speedtest.net/
- A dedicated home telephone line is required upon start to perform the duties of this job
- Flexibility for scheduling based upon business needs
- Ability to sit in front of a PC monitor for extended periods of time

Qualifications
Basic Qualifications:
- High School Diploma, GED or Equivalent Certification

Preferred Qualifications:
- College degree
- Two years customer service experience
- Knowledge of the financial and credit industry
- Excellent grammar, verbal and vocal skills
- Exceptional listening, questioning and call control techniques

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Call Center and Customer Service
Primary Location: United States-Virginia-Glen Allen-Richmond-Knolls 4 (12021)
Schedule: Part-time
Travel: No

Job Posting:
Unposting Date:]]>Wed, 24 Apr 2013 03:00:00 GMThttp://capitalone.jobs2web.com/job/Glen-Allen-Part-Time-Work-At-Home-Customer-Service-Associate-Job-VA-23058/2443447/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Glen-Allen-Part-Time-Work-At-Home-Customer-Service-Associate-Job-VA-23058/2443447/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-Virginia-Vienna-Fairfax Co-Towers Crescent (12066)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Fri, 26 Apr 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/Vienna-Mortgage-Consultant-Distributed-Sales-%28DC-Metro%29-Job-VA-22027/2402683/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Vienna-Mortgage-Consultant-Distributed-Sales-%28DC-Metro%29-Job-VA-22027/2402683/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Capital One is one of world’s largest, most analytically sophisticated financial service providers. Our growing Fortune 500 company is known for giving affordable access to credit to tens of millions of customers worldwide. We also provide auto, home and business loans, plus banking and other financial services.

Expertise in quantitative analysis is central to our success in all these markets. Our 100+ modelers thrive in a culture of mutual respect, excellence and innovation. We have several opportunities available for top-notch quantitative professionals.

This position is part of Capital One’s Risk Management division. Successful candidates will partner cross-functionally with business throughout the company to deliver breakthrough analytical solutions to support a winning strategy in a continually changing business environment.

Responsibilities:

- Lead the development, enhancement and implementation of statistical and other quantitative models to support loss forecasting, Basel and economic capital calculations, and other business applications
- Understand technical issues in econometric and statistical modeling and apply these skills toward solving business problems
- Full ownership of the model development process and relationship with the business customer: from conceptualization through data exploration, model selection and validation, implementation, business user training and support
- Develop model monitoring plan, monitor statistical model performance, and provide technical guidance to business leadership
- Identify opportunities to apply quantitative methods to improve business performance
- Communicate technical subject matter clearly and concisely to individuals from various backgrounds
- Develop quantitative modeling competencies of others within the same line of business. Teach and Mentor quantitative modelers
- May manage a team of 2-5 modelers.

Qualifications
Basic Qualifications:
- Masters Degree in Statistics, Economics, Math, Industrial Engineering or Operations Research or Military Experience
- 5 Years experience in Statistical, or Econometrics hands-on work (can include Graduate School Research work)

- 2 years of credit risk modeling or consumer behavior modeling
- 2 years experience using SAS

Preferred Qualifications:
- Doctorate in Economics, Statistics or Math
- 5-10 Years experience in Statistical hands-on work
- 5-10 Years experience using SAS
- 2-4 Years experience manipulating and performing analysis with large databases
- 2-4 Years experience in Credit risk modeling or Mortgage Risk Modeling

At this time, Capital One will consider sponsoring a new applicant for employment authorization for this position. No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Quantitative Analytics
Primary Location: United States-Virginia-McLean-Northern VA-McLean Campus (19050)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Fri, 10 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/McLean-Sr-Mgr%2C-Quantitative-Analysis-Job-VA-22101/2590963/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/McLean-Sr-Mgr%2C-Quantitative-Analysis-Job-VA-22101/2590963/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Capital One is seeking a motivated professional to join the Interest Rate Risk (IRR) Analytics team as a Principal Associate. The IRR Analytics team with in the Balance Sheet Management group is primarily responsible for measuring and managing our balance sheet’s interest rate risk. This includes detail modeling of assets and liabilities in QRM, partnering with Lines of Business and Corporate Treasury teams to incorporate balance sheet and model assumptions, and analyzing and reporting our Net Interest Margin and interest rate risk position on a monthly basis.

Responsibilities:

- Model balance and interest cash flows for Commercial and Home Loan portfolios in QRM planning function in different interest rate and economic scenarios

- Develop Balance Sheet Planning strategies in QRM model for Capital One’s overall and legal entities’ balance sheet

- Partner with Lines of Business to understand business strategies and their implication on baseline Net Interest Margin and our interest rate risk positioning

- Analyze and implement Lines of Business provided balance sheet forecast assumptions, and develop principal and interest cash flows in different rate scenarios

- Provide support in developing baseline Net Interest Margin forecast in QRM on a monthly basis, understand and explain trend of loans’ yield and deposits’ cost forecast, and provide explanation for change in Net Interest Margin

- Collaborate with different teams within Treasury and across the organization on various planned and ad-hoc corporate projects like Stress Test, Long Term Financial Plan, etc.

Qualifications
Basic Qualifications:

- MBA or MS in Finance, Business, or related area

- 3 years of experience in Asset Liability Management or Line of Business finance function focusing on loans, or any other relevant function

Preferred Qualifications:

- 5 or more years of experience in Asset Liability Management or Line of Business finance function focusing on loans and/or deposits

- 2 years of Net Income Margin modeling experience for a large bank with significant loans and deposits exposure

- 2 years of QRM or other Interest Rate Risk modeling experience

- Strong communication and leadership skills with ability to independently drive cross functional projects

- CFA or working towards certification

- Strong analytical and quantitative skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Accounting, Finance and Treasury
Primary Location: United States-Virginia-McLean-Northern VA-McLean Campus (19050)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Mon, 20 May 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/McLean-Principal-Associate%2C-Interest-Rate-Risk-Analytics-Job-VA-22101/2443428/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/McLean-Principal-Associate%2C-Interest-Rate-Risk-Analytics-Job-VA-22101/2443428/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Capital One is expanding its Home Loans division in Wilmington! Capital One’s entrepreneurial spirit and drive to stand out in the industry has led us to become a Fortune 500 company and one of the most desirable places to work in the country. With an engaging culture, great benefits and a commitment to the communities we serve, Capital One continues to attract top talent in Wilmington and the Greater Philadelphia Area.

If you have a passion for the mortgage business, thrive on a fast-paced environment and are looking for a team atmosphere that encourages success and innovation, Capital One Home Loans may have something to offer you!

Summary:
It is the Sr Assoc Underwriter’s responsibility to ensure that conventional loans are processed and underwritten accurately and while remaining in compliance with company, regulatory and investor requirements. The Sr Associate Underwriter is a partner to sales, processing and closing by helping to deliver an excellent customer experience.

Specific Responsibilities:
- Determine qualifying income for the most complex applicants including Self Employed (All Tax Returns)
- Review complex income documentation such as personal and business tax returns
- Review complex asset statements
- Review the most complex appraisals including multi-family
- Ability to underwrite FHA/VA loan requests
- Highest level of risk assessment
- Ability to restructure loans recommended for denial and present counter-offer which fully complies with guidelines at an acceptable level of risk
- Ability to disposition loan files outside of standard underwriting guidelines
- Review Co-Op, CEMA and Bond Loans

Qualifications
Basic Qualifications:
- High School Diploma, GED or equivalent certification
- 4 years of experience in automated underwriting systems to include FNMAs Desktop Underwriter and FHLMCs Loan Prospector
- 4 years of experience underwriting/knowledge of FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:
- Bachelors Degree in business or related field
- 5 years Mortgage Underwriting experience
- 5 years of mortgage experience
Analytical ability to consider consequences of Loan credit guidelines

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Mortgage
Primary Location: United States-Delaware-Wilmington-New Castle-Wilmington Plaza (18222)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Sun, 19 May 2013 07:59:00 GMThttp://capitalone.jobs2web.com/job/Wilmington-Retail-Mortgage-Underwriter-%28DE-Certified-&-Conventional%29-Job-DE-19801/2379776/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Wilmington-Retail-Mortgage-Underwriter-%28DE-Certified-&-Conventional%29-Job-DE-19801/2379776/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Capital One is one of world’s largest, most analytically sophisticated financial service providers. Our growing Fortune 500 company is known for giving affordable access to credit to tens of millions of customers worldwide. We also provide auto, home and business loans, plus banking and other financial services.

Expertise in quantitative analysis is central to our success in all these markets. Our 100+ modelers thrive in a culture of mutual respect, excellence and innovation. We have several opportunities available for top-notch quantitative professionals.

This position is part of Capital One’s Risk Management division. Successful candidates will partner cross-functionally with business throughout the company to deliver breakthrough analytical solutions to support a winning strategy in a continually changing business environment.

Responsibilities

- Development, enhancement and implementation of statistical and other quantitative models to support loss forecasting, Basel and economic capital calculations, and other business applications
- Understanding technical issues in econometric and statistical modeling and applying these skills toward solving business problems
- Full ownership of the model development process: from conceptualization through data exploration, model selection and validation, implementation, business user training
- Monitoring statistical model performance and providing technical guidance to business leadership
- Identifying opportunities to apply quantitative methods to improve business performance
- Communicating technical subject matter clearly and concisely to individuals from various backgrounds

Qualifications
Basic Qualifications

- Master’s degree in Econometrics, Statistics, Mathematics or another related field of study or Military Experience
- At least 1 year of experience in key econometric and statistical techniques (predictive modeling, logistic regression, survival analysis, panel data models, design of experiments, decision trees, data mining methods, and other advanced statistical and econometric techniques)
- At least one year of experience with SAS programming

Preferred:

- PhD in Econometrics, Statistics, Mathematics or other related fields of study
- Experience with very large datasets
- Background and experience in consumer or commercial risk, especially scoring, and forecasting models
- Ability to communicate effectively and influence others

At this time, Capital One will consider sponsoring a new applicant for employment authorization for this position. No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Quantitative Analytics
Primary Location: United States-Virginia-McLean-Northern VA-McLean Campus (19050)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Fri, 10 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/McLean-Prin-Assoc%2C-Quant-Analysis-Job-VA-22101/2590964/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/McLean-Prin-Assoc%2C-Quant-Analysis-Job-VA-22101/2590964/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Capital One is expanding its Home Loans division in Wilmington! Capital One’s entrepreneurial spirit and drive to stand out in the industry has led us to become a Fortune 500 company and one of the most desirable places to work in the country. With an engaging culture, great benefits and a commitment to the communities we serve, Capital One continues to attract top talent in Wilmington and the Greater Philadelphia Area.

If you have a passion for the mortgage business, thrive on a fast-paced environment and are looking for a team atmosphere that encourages success and innovation, Capital One Home Loans may have something to offer you!

Summary:

The Underwriter will be responsible for reviewing, analyzing and making credit decisions on requests from existing and potential clients for home equity and 1st mortgage products. Specific tasks include, but are not limited to the following essential functions listed below:

- Perform mortgage credit analysis, with or without the assistance of an automated underwriting system, to determine borrower’s willingness and ability to repay the mortgage debt. This is done by calculating required investment, determining assets available for closing, analyzing credit history, calculating proposed monthly housing expense and recurring debt.
- Review credit documents for completeness and accuracy.
- Perform detailed review of appraisal for one-to-four family residential properties to determine acceptability of security for portfolio, conventional and FHA, loans
- Underwrite conventional, portfolio and FHA loans.
- Review all origination files to ensure the customer has been offered the best mortgage program.
- Ensure that all fair lending and compliance policies are followed both in dealings with customers as well as the underwriting decisions that are made.
- Meet service level agreements
- Accurately follow all procedures and processing guidelines.
- Thoroughly understand and apply credit policies, loan product policies and all federal regulations related to the granting of credit (i.e., Reg. B, FCRA, Reg. Z, Reg. AA, Reg. O).
- Develop loan applications and answer questions for applicants over the telephone when necessary.
J2W:MON

Qualifications
Basic Qualifications:
- High School Diploma, GED or equivalent.
- 2 years of experience in automated underwriting systems to include FNMAs Desktop Underwriter and FHLMCs Loan Prospector.
- 2 years of extensive knowledge of FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers.

Preferred Qualifications:
- Bachelors Degree in business or related field
- 5 years of mortgage experience

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Mortgage
Primary Location: United States-Delaware-Wilmington-New Castle-Wilmington Plaza (18222)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Sun, 19 May 2013 07:59:00 GMThttp://capitalone.jobs2web.com/job/Wilmington-Mortgage-Loan-Underwriter-I-Job-DE-19801/2374791/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Wilmington-Mortgage-Loan-Underwriter-I-Job-DE-19801/2374791/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
At Capital One, we march to a different beat! While we may be a top-10 bank by deposits, we operate and innovate with the vigor of a start-up. With thousands of employees, we never lose anyone in the shuffle, but celebrate individuals with respect and exceptional benefits. And we don’t just fill positions, but recruit the best and the brightest people that know how to set industry trends and wow consumers.

Capital One has celebrated milestones, including:

- Top-10 bank by deposits
- 148 on the Fortune 500
- 1,000 bank branches
- 2,200 ATM locations
- More than 31,500 associates globally
- 50 million customer accounts

We’re excited to be growing and hiring across the country to build the next generation on sound practices and values so that our philosophy can transcend into our products and services. We hope you join our tremendous team that has helped changed our industry for the better.

At Capital One, our administrative team is a different breed: They know how to run the show and making spreadsheets is one of their favorite pastimes. If this encompasses the essence of your soul, you could be a perfect addition to our administrative staff.

Daily, you’ll oil the gears for managers and teams—doing everything from organizing calendars to making travel arrangements. You’ll also have the pleasure of working alongside some of the top administrators in the business.

Join our team today for world-class experience at a worldwide corporation voted one of the “100 Best Companies to Work For.”

A great opportunity exists for detail oriented, innovative, confident, and experienced professional to work with a stellar team in a growing business.
The ideal candidate will be team oriented and have the ability to work with other administrative professionals collaboratively, ideally possess flexibility, be able to adapt to constantly changing demands and show themselves capable of taking on new and unfamiliar tasks. In addition, you will be competent at multi-tasking and will frequently find yourself in the centre of everything that happens in the office. This position is extremely pivotal to the success of a well-run, efficient operation.
Administrative Assistants perform an array of administrative and clerical functions essential to running an organization efficiently. You will serve as an information and communication manager for an office; plan and schedule meetings by managing calendars; handle travel arrangements; create expense reports and disseminate information by using the telephone, e-mail and mail services.
You are an administrative professional who is poised to grow your career while still growing your life. And we understand! Let Capital One be your home away from home. Opportunities for personal and professional fulfillment in a dynamic, technologically-progressive organization await you.

Responsibilities:
- Administers calendars for Directors and Senior Directors by supporting with their scheduling through assessment of meeting invitations. Also work with managers to resolve scheduling variances.
- Answer incoming calls and provide support as required by taking inclusive messages that allow manager to respond effectively. Autonomously provide assistance as required.
- Arrange meetings by generating and allocating invitations as directed in addition to reserving meeting rooms. Organize for catering, audio/video, and other essential services as needed.
- Process department mail by evaluating, categorizing, and distributing department mail
to appropriate Capital One staff. Delve into tax notices, including calling taxing authorities and arrange outgoing mail.
- Schedule travel and create expense reports using Capital One systems
- Be familiar with all office landscapes such as scanners, fax machines, copy machines, and multi-line phones.
- Maintain confidential records and files.

Qualifications
Basic Qualifications:
- High School Diploma, GED, Equivalent Certification, or Military Experience
- Proficient in Microsoft Office (Excel, Visio, Word, PowerPoint, Outlook)
- 2 years of experience in Administrative Responsibilities
- 1 year of experience in Multi-tasking

Preferred Qualifications:
- Associates Degree
- Software expertise in Microsoft Excel, PowerPoint, Outlook, Word, Visio
- 5 years of experience in Administrative Responsibilities
- 2 years of experience in Verbal and Written Communications
- 2 years of experience in Multi-tasking

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Administration and Support Services
Primary Location: United States-Virginia-Richmond-Richmond-West Creek 6 (12076)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Sun, 19 May 2013 05:00:00 GMThttp://capitalone.jobs2web.com/job/Richmond-Admin-Support-Assistant-III-%28USA%29-Job-VA-23173/2605396/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Richmond-Admin-Support-Assistant-III-%28USA%29-Job-VA-23173/2605396/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
About Us
At Capital One, we march to a different beat! While we may be a top-10 bank by deposits, we operate and innovate with the vigor of a start-up. With thousands of employees, we never lose anyone in the shuffle, but celebrate individuals with respect and exceptional benefits. And we don’t just fill positions, but recruit the best and the brightest people that know how to set industry trends and wow consumers.

Capital One has celebrated milestones, including:
- Top-10 bank by deposits
- 148 on the Fortune 500
- 1,000 bank branches
- 2,200 ATM locations
- More than 31,500 associates globally
- 50 million customer accounts

We’re excited to be growing and hiring across the country to build the next generation on sound practices and values so that our philosophy can transcend into our products and services. We hope you join our tremendous team that has helped changed our industry for the better.

There’s no place like home. And there’s definitely no place like the Capital One Home Loans team!

In our division, we’re committed to helping people achieve their dreams of home ownership with 5-star service and impressive professional skills. If you’re passionate about working with people, have a drive to provide world-class customer satisfaction, and thrive in a fast-paced work environment, then we’re looking for you. At one of the “100 Best Companies to Work For,” you’re sure to come to work every day with the promise of a new challenge and excitement of a hard-working team.

Summary
The primary responsibility of the Customer Service Rep is to respond to verbal account inquires over the phone. The Customer Service Rep will answer questions related to all aspects of mortgage servicing. Other responsibilities include making welcome calls to our new customers, providing explanations to customers about adjustable rate mortgage products, such as the reason for their rate increase, escrow account information, and to respond to verbal account inquires. The Customer Service Rep must demonstrate patience, empathy, quality, listening skills, excellent communication skills, high degree of professionalism, computer skills which include data entry input accuracy, the ability to work in a high volume fast paced environment, professional telephone manner, and the use of proper grammar.

Responsibilities
- Answer approximately 75 incoming customer calls received thru ACD system daily.
- Provide customers with information requested through verbal or written correspondence and maintain accurate records (i.e. balance statements, documents copies, and account history).
- Direct calls or correspondence to proper departments in event information is not available or requires research
- Take mortgage payments over the phone, respond to inquiries regarding hazard and flood insurance issues and disbursements, respond to inquiries regarding tax issues and disbursements.
- Review and explain escrow disclosure statements (i.e. account shortages and overages).
- Discuss and respond to inquiries regarding loan types and terms (i.e. VA, FHA, Conventional, ARM).
- Maintain and process request for addition/changes/deletion of customer names from account record by ensuring that proper documentation is received and investor guidelines are met
- Respond to the needs of customers who are not satisfied with assistance provided by Customer Service Representative.
- Assist overflow with difficult calls.
- Other duties as assigned.
Schedule: Monday – Friday: 8:30am – 5:30pm

Qualifications
Basic Qualifications
- High School diploma, GED, Equivalent Certification, or military experience
- A Bachelor’s degree or 6 months of Financial Services experience
- Proficient with Microsoft Office

Preferred Qualifications
- Bilingual - fluent in Spanish (speak, read, and write)
- At least 6 months of mortgage or financial services customer service experience
- At least 6 months of experience in a high volume fast paced customer service environment

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Call Center and Customer Service
Primary Location: United States-Texas-Plano-DFW-Plano People Center Bldg 3 (31063)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Sun, 19 May 2013 05:00:00 GMThttp://capitalone.jobs2web.com/job/Plano-Mortgage-Customer-Service-Rep-I-Job-TX-75023/2605362/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Plano-Mortgage-Customer-Service-Rep-I-Job-TX-75023/2605362/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Mortgage Specialty Processor:

Join one of Capital One’s newest and fastest growing lines of business -- Capital One Home Loans. Here, you’ll find energized, positive people all working together to accomplish one goal – customer satisfaction. At one of the “100 Best Companies to Work For,” you’ll also see a rewarding work environment where your ideas really can make a difference. With many opportunities to develop new skills and great benefits like educational assistance available, you’ll wonder what took you so long to get here.

Be part of a group of enthusiastic problem solvers who handle complex challenges on the front line of our business, helping our customers with their financial life. Our associates focus on achieving excellence while doing the right thing by our customers.

Summary:

Capital One Home Loans is building a Government Team that will have the responsibility for ensuring that all government loans are executed successfully. The Mortgage Specialty Processor must demonstrate excellent attention to detail and be well organized. Candidates must have a high degree of competence in Home Loans processes. Candidates must demonstrate excellent teamwork skills and will be required to work closely with both Sales Partners, Underwriters, Quality Assurance and Closing teams for the duration of the loan.

Duties and Responsibilities:

- Communicate with loan originator, management, underwriter and borrower(s) as
required to ensure all parties are aware of loan status and any outstanding requirements
- Accurately process loans in alignment with established productivity metrics
- Review and validate loan file for completeness and accuracy and ensure any deficiencies/ gaps are appropriately addressed and resolved prior to submitting to Underwriting or Closing
- Ensure all required conditions are received and reviewed prior to submitting to Underwriting
- Follow written policies and procedures to ensure all loans are processed in accordance with company, regulatory and investor guidelines
- Accountable to ensure that Loan Origination system is complete and verify accuracy at all points in time, including Loan Status and Notes
- Perform other related duties as required or assigned
- Accountable and able to process more complex loan products such as Government and CRA loans
- Signoff/ Clear conditions when applicable
- Provide SME, training and guidance to other processors or team members
- Drive resolution of escalated loan issues/ problems/ complaints

Qualifications
Basic Qualifications:
- High School, GED, or equivalent
- 1 year of experience in Mortgage originations operations with knowledge of Fulfillment functions?
- 1 year experience with FNMA/FHLMC/FHA/VA programs and guidelines, as well as those of other conventional investors, state/local bond programs

Preferred Qualifications:
- 3 years of Mortgage Processing experience
- 2 years of experience working with government loan products

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Mortgage
Primary Location: United States-Texas-Plano-DFW-Plano People Center Bldg 3 (31063)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Wed, 01 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/Plano-Mortgage-Specialty-Processor-%28USA%29-Job-TX-75023/2577249/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Plano-Mortgage-Specialty-Processor-%28USA%29-Job-TX-75023/2577249/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

J2W:MJ

Job: Sales
Primary Location: United States-New York-Melville-NW Suffolk-NFB HQ #2 Melville (22068)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Fri, 26 Apr 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/Melville-Mortgage-Consultant-Distributed-Sales-%28Nassau-County%29-Job-NY-11747/2402697/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Melville-Mortgage-Consultant-Distributed-Sales-%28Nassau-County%29-Job-NY-11747/2402697/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-Texas-Austin-Austin-Littlefield Building (31422)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Fri, 26 Apr 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/Austin-Mortgage-Consultant-Distributed-Sales-%28Dallas%29-Job-TX-73301/2402699/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Austin-Mortgage-Consultant-Distributed-Sales-%28Dallas%29-Job-TX-73301/2402699/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-New York-Ronkonkoma-NC Suffolk-Ronkonkoma Br 575 (22575)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Fri, 26 Apr 2013 08:00:00 GMThttp://capitalone.jobs2web.com/job/Ronkonkoma-Mortgage-Consultant-Distributed-Sales-%28Suffolk-County%29-Job-NY-11749/2402698/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Ronkonkoma-Mortgage-Consultant-Distributed-Sales-%28Suffolk-County%29-Job-NY-11749/2402698/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data and compiling a quality loan application. It is the Mortgage Consultant’s responsibility to ensure that loans are processed, underwritten and closed accurately and in a timely manner while remaining in compliance and with the most professional execution. The Mortgage Consultant is a partner to Fulfillment in delivering an excellent customer experience.

Specific Responsibilities:

- Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
- Work personal existing book of business from external sources such as:
- Realtors
- Builders
- Attorneys
- CPAs
- Financial Planners
- Developers
- Utilize needs based consultant selling skills for mortgage programs and other financial lending and deposit products
- Ability to thrive in a team environment and utilize exceptional partnership skills
- Leverage external referral business for maximum market share penetration
- Develop and execute a local marketing plan for external business development designed to meet goals and objectives
- Focus exclusively on customer needs and customer service
- Program, pipeline updates and mortgage activities/events such as “Mortgage Days,” Community Events, First time home buyer seminars
- To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:

High school diploma, GED, or equivalent
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:

- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-Maryland-Columbia-Howard Co-BFSM (17300)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Mon, 06 May 2013 07:59:00 GMThttp://capitalone.jobs2web.com/job/Columbia-Mortgage-Consultant-Distributed-Sales-%28Greater-DCBaltimore-Area%29-Job-MD-21044/2419441/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Columbia-Mortgage-Consultant-Distributed-Sales-%28Greater-DCBaltimore-Area%29-Job-MD-21044/2419441/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Sr Associate Underwriter / TAAM Level III

Level – Sr Associate

About Us
Join one of Capital One’s newest and fastest growing lines of business -- Capital One Home Loans. Here, you’ll find energized, positive people all working together to accomplish one goal – customer satisfaction. At one of the “100 Best Companies to Work For,” you’ll also see a rewarding work environment where your ideas really can make a difference. With many opportunities to develop new skills and great benefits like educational assistance available, you’ll wonder what took you so long to get here.

Be part of a group of enthusiastic problem solvers who handle complex challenges on the front line of our business, helping our customers with their financial life. Our associates focus on achieving excellence while doing the right thing by our customers.

Summary
A great opportunity exists for an ambitious and passionate individual to join our team as a Sr Assoc Underwriter. It is the Sr Assoc Underwriter’s responsibility to ensure that conventional loans are processed and underwritten accurately and while remaining in compliance with company, regulatory and investor requirements. The Associate Underwriter is a partner to sales, processing and closing by helping to deliver an excellent customer experience.

Responsibilities
- Determine qualifying income for the most complex applicants including Self Employed (All Tax Returns)
- Review complex income documentation such as personal and business tax returns
- Review complex asset statements
- Review the most complex appraisals including multi-family
- Ability to underwrite FHA/VA loan requests
- Highest level of risk assessment
- Ability to restructure loans recommended for denial and present counter-offer which fully complies with guidelines at an acceptable level of risk
- Ability to disposition loan files outside of standard underwriting guidelines
- Review Co-Op, CEMA and Bond Loans

- Analytical ability to consider consequences of Loan credit guidelines

Qualifications
Basic Qualifications

- High School Diploma, GED or equivalent certification or military experience

- 4 years of experience in automated underwriting systems to include FNMAs Desktop Underwriter and FHLMCs Loan Prospector

- 4 years underwriting/knowledge of FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications

- Bachelors Degree in business or related field

- 5 years Mortgage Underwriting experience

- 6 years of mortgage experience

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Mortgage
Primary Location: United States-Texas-Plano-DFW-Plano People Center Bldg 3 (31063)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Thu, 09 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/Plano-Retail-Mortgage-Underwriter-%28Conventional-&-DE-Certified%29-Job-TX-75023/2588597/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Plano-Retail-Mortgage-Underwriter-%28Conventional-&-DE-Certified%29-Job-TX-75023/2588597/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Associate Underwriter / TAAM Level II

Level – Associate

About Us
Join one of Capital One’s newest and fastest growing lines of business -- Capital One Home Loans. Here, you’ll find energized, positive people all working together to accomplish one goal – customer satisfaction. At one of the “100 Best Companies to Work For,” you’ll also see a rewarding work environment where your ideas really can make a difference. With many opportunities to develop new skills and great benefits like educational assistance available, you’ll wonder what took you so long to get here.

Be part of a group of enthusiastic problem solvers who handle complex challenges on the front line of our business, helping our customers with their financial life. Our associates focus on achieving excellence while doing the right thing by our customers.

Summary
A great opportunity exists for an ambitious and passionate individual to join our team as an Associate Underwriter. It is the Associate Underwriter’s responsibility to ensure that conventional loans are processed and underwritten accurately and while remaining in compliance with company, regulatory and investor requirements. The Associate Underwriter is a partner to sales, processing and closing by helping to deliver an excellent customer experience.

Responsibilities
- Manual credit review skills, unassisted by DU
- Determine qualifying income for more complex applicants including Tax Returns (except 1040 Sched E, K-1 and Business Returns)
- Review more complex appraisals for Condo’s and Attached PUDs
- Understanding of FNMA /FHLMC Relief Refinance guidelines and the implications to DU
- Ability to read and understand MI guidelines; including overlays
- Advanced level of risk assessment skills and ability to mitigate risk due to higher loan amount requests

Qualifications
Basic Qualifications

- High School Diploma, GED or equivalent certification or mlitary experience

- 2 years of experience in automated underwriting systems to include FNMA’s Desktop Underwriter and/or FHLMC’s Loan Prospector

- 2 years of experience underwriting/knowledge of FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications

- Bachelors Degree in business or related field

- 3 years Mortgage Underwriting experience

- 4 years of mortgage experience

- Analytical ability to consider consequences of Loan credit guidelines

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Mortgage
Primary Location: United States-Texas-Plano-DFW-Plano People Center Bldg 3 (31063)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:]]>Thu, 09 May 2013 00:00:00 GMThttp://capitalone.jobs2web.com/job/Plano-Associate-Underwriter-%28Retail-Mortgage%29-Job-TX-75023/2588598/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Plano-Associate-Underwriter-%28Retail-Mortgage%29-Job-TX-75023/2588598/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
The Company:
Do you want to work with smart talented people who are leading experts in the mortgage industry? If so, then consider a dynamic opportunity with Capital One Home Loans. We are part of Capital One Financial, a diversified financial services Fortune 500 (148) company and the fifth largest bank in the country.

As a Senior Associate, Mortgage Consultant Retail Sales, you will partner closely with leaders in the business in delivering an excellent customer experience while expanding your mortgage knowledge. You will be responsible for all aspects of mortgage originations specific to pre-funding operations such as sales analysis, interviewing, gathering data, and compiling a quality loan application. You will have ownership over ensuring that loans are processed, underwritten, and closed accurately in a timely manner while remaining in compliance. Your passion and hard work will be rewarded with a competitive salary and top-notch benefits package. We nurture a work environment where people with a variety of thoughts, ideas and backgrounds, guided by our shared Values, come together to make Capital One a great company – and a great place to work.

Responsibilities in this role include, but are not limited to:
-Ability to work in a Bank regulated or similar financial institution environment to partner and leverage products and customers
-Ability to work personal existing book of business from external sources such as: Realtors, Builders, Attorneys, CPAs, Financial Planners, and Developers.
-Use needs based consultant selling skills for mortgage programs and other financial lending and deposit products
-Ability to thrive in a team environment and utilize exceptional partnership skills
-Leverage external referral business for maximum market share penetration
-Develop and execute a local marketing plan for external business development designed to meet goals and objectives
-Focus exclusively on customer needs and customer service
-Program, pipeline updates and mortgage activities/events such as “Mortgage Days”, Community Events, First time home buyer seminars
-To promote behavior that is consistent with Capital One’s visions, values and ethics in order to always “do the right thing.”

Qualifications
Basic Qualifications:
- High School Diploma, GED or Equivalent Certification or military experience
- At least 3 years experience in residential mortgage sales originations
- At least 2 years experience in mortgage originations operations with a knowledge of loan underwriting, processing and closing functions.
- At least 2 years experience in FNMA/FHLMC/FHA/VA programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers

Preferred Qualifications:
- Bachelor’s Degree
- At least 2 years experience working in a Bank regulated environment.
- An existing book of business from external sources.
- Needs based, consultative selling skills.
- Thoroughly versed in mortgage originations with knowledge of loan underwriting, processing and closing functions.
- Excellent verbal and written communication skills.
- Ability to work under pressure.
- Customer-service oriented.
- Bilingual a plus.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Sales
Primary Location: United States-New York-Melville-NW Suffolk-NFB HQ #2 Melville (22068)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Fri, 03 May 2013 08:01:00 GMThttp://capitalone.jobs2web.com/job/Melville-Mortgage-Consultant-Distributed-Sales-%28New-Jersey%29-Job-NY-11747/2531266/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Melville-Mortgage-Consultant-Distributed-Sales-%28New-Jersey%29-Job-NY-11747/2531266/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS
Description
Director, Digital Strategic Services

Capital One was founded by Richard Fairbank, Chairman and Chief Executive Officer, driven by his belief that the power of information, technology, testing, and great people could be combined to bring highly customized financial products directly to consumers. One of the fastest companies ever to reach the Fortune 200, Capital One catapulted from a monoline credit card issuer to one of the nation's largest banks in just a few years. Today, Capital One offers a broad array of financial products and services – including credit cards, auto and home loans, and banking products – to consumers, small businesses, and commercial clients. The bank has been viewed as a pioneer in new product development, pricing, risk management, and marketing strategies, and is well positioned to seize opportunities created by today’s markets.

We are looking for rock star candidates to join the team that is spearheading Capital One's enterprise strategies in mobile commerce, digital & alternative payments, mobile banking, social media, digital customer experience, and emerging digital platforms. This team thinks strategically about entire industries to identify new revenue streams and partnerships enabled by emerging technologies & media and, in turn, it builds the organizational momentum needed to seize breakout growth trajectories. This position will afford the right candidate extraordinary opportunities to spearhead Capital One’s transformation into a digitally progressive leader, creating and monetizing new opportunities at the intersection of digital and financial services.

Responsibilities:
Reporting directly to the Head of Digital Strategic Services, the successful candidate will:

- Drive and support a range of digital strategic growth initiatives for Capital One and its lines of business, partnering with both business and technology stakeholders

- Be the vanguard for digitally enabled business model innovation at Capital One & externally

- Identify and evaluate new business models and opportunities at the frontier of emerging digital technologies and media. Given the extent of our goals, this may include evaluating potential partnerships, alliances, and acquisitions to advance our strategic agenda

- Communicate findings from initiatives to senior management and to the broader organization, influencing upwards and laterally to drive organizational change and resource shifts

- Package strategic and analytical insights into clear, concise and “executive-ready” presentations

- Ensure that our recommendations are driven through to implementation, by providing thought leadership and enabling execution

- Protect strategically critical intellectual property through patent filings and identify opportunities to monetize our growing IP portfolio

Qualifications
Basic Qualifications:

- BS/BA in a quantitative major (i.e. Economics, Finance, Engineering, Physics, Computer Science, Mathematics/Statistics, Operations Research) or an MBA

- 4 years of strategic/analytical work experience

Preferred Qualifications:

- Experience at a leading management consulting firm and/or within a top tier corporate strategy / venture capital group

- Experience with strategy and innovation in technology, telecom, media, and/or financial services; start-up experience a plus.

- Best-in-class analytical capabilities: top-notch quantitative, problem-solving, and conceptual skills

- Strong interpersonal, leadership, and communication skills (including PowerPoint)

- Highly motivated and self-directed, taking personal ownership for results and professional development

- Ability to handle multiple tasks simultaneously and to prioritize, thriving in a fast-paced, collaborative environment

No agencies please.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Quantitative Analytics
Primary Location: United States-Virginia-Vienna-Fairfax Co-Towers Crescent (12066)
Schedule: Full-time
Travel: Yes, 10 % of the Time

Job Posting:
Unposting Date:]]>Thu, 09 May 2013 02:59:00 GMThttp://capitalone.jobs2web.com/job/Vienna-Director%2C-Digital-Strategic-Services-Job-VA-22027/2422312/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSShttp://capitalone.jobs2web.com/job/Vienna-Director%2C-Digital-Strategic-Services-Job-VA-22027/2422312/?utm_source=J2WRSS&utm_medium=rss&utm_campaign=J2W%5FRSS